HOW FREE INSURANCE QUOTES BENEFIT YOU
Shopping around for insurance can at times be a drag. It can be tough to work out the easiest way to get quality free insurance quotes with so many companies to choose from. Luckily, there are several free, no obligation online services that allow you to compare insurance premium quotes from the best insurance companies across the country. These services work with partner companies that provide insurance quotes based on information that you supply.
With online quote services, you fill out one form, one time, and the service
will match your customer profile with the insurance companies in its database.
You get competitive quotes from some of the most esteemed names in the industry.
By having companies vie for your business, you’ll find the coverage you
want at the best price available. You can save your data, and if you need to
shop again, just log in and the service will populate your form for you.
Auto Insurance
Looking for auto insurance? Depending on your driving record, the kind of vehicle you have and the insurance company you buy your policy from, the price you pay can vary by hundreds of dollars. Here’s how you can save:
§ Shop
around
§
Compare insurance costs before you buy
§ Request
a higher deductible
§ Reduce
coverage for older cars
§ Purchase
your homeowners and auto coverage from the same company
§ Take
advantage of low-mileage and safe driver discounts
§ Find
out about group insurance
§ Maintain
good credit
Boat Insurance
Insurance for boats is a necessity in financing situations and otherwise is just as important as getting coverage for your car. You’ll want to be covered for liability as well as for your own losses, just as with driving on the roads. Most firms that offer car and homeowners policies can write policies for boats as well. Clubs for boaters act much like AAA for drivers and can offer insurance.
Homeowners Insurance
Here are the discounts you should ask for on your homeowners’ policy:
§ Multi-policy
§ Smoke
detectors, fire extinguishers and sprinkler systems
§ Burglar
and fire alarms that ring at an outside service
§ Deadbolt
locks and fire-safe window grates
§ 55
years or older and retired
§ Longtime
policyholder
§ Upgrades
to plumbing, heating and electrical systems
§ Earthquake
retrofitting
§ Wind-resistant
shutters
Disability Insurance
The concept of being disabled eludes many younger guys. Consider the following, and get an online quote for disability insurance:
§ One
out of seven employees will be disabled for five years or more before retirement
§ Seven
out of ten people between the ages of 35 and 65 will become disabled for three
months or longer
§ 48%
of mortgage foreclosures are caused by disability whereas only 3% are caused
by death
§ Fifty
percent of consumers have three months or less of their living expenses saved
The younger you are the less likely it is you’ll need disability insurance, but if you live an adventurous, physical or potentially dangerous lifestyle, you’ll thank us one day for this suggestion.
Life Insurance
There’s good news for those of you who’ve resolved to quit smoking. You’ll save money, not only on the cigarettes you no longer buy, but also on your life insurance premiums, since insurance companies offer better rates to non-smokers. Most life insurance companies consider you a non-smoker once you’ve been smoke-free for one full year. If you already have life insurance coverage, then you should have a word with your broker or insurance company so they can revise your premiums to reflect your new status.
Meet Our Insurance Broker, Stan Dreckman
If you live in California, Nevada, or Arizona, you’re in luck. You
can get a special deal and personal, “hands on” help from our personal
insurance guy, Stan Dreckman. Stan’s been in the insurance game for more
than 20 years and can get you quotes from dozens of companies. But the best
part about Stan is that he’s a heat seeking missile, roaring through the
insurance world seeking the best rates and the best coverage combinations. We’ve
saved thousands of dollars over the years thanks to Stan. We wish we could recommend
him to all of our Great Guy Life readers, but he can only do biz in CA, NV and
AZ.
So if you want a great deal on insurance and a real person, who actually
cares about old fashioned service, give Stan a call at (562) 594-6546 or click
here to get a quick quote from Stan. Make sure you mention Marc and Adam
and the Great Guy Life special deal or enter Great Guy Life in the referral
box if you go for the free online quotes. By the way, Stan’s the man to talk to if you own an expensive boat, motorcycle or luxury car. His motto is “never underinsure your coolest toys, but don’t pay too much either.”
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